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Excessive-profile lenders comparable to Money Converters have been fined by ASIC for overcharging prospects and others have been criticised for predatory behaviour and approving loans to individuals who cannot afford it. While these loans are closely regulated by ASIC, it is important to remember they’re expensive and you need to solely apply you probably have no other options.
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While secured credit cards are pretty common in North America, there are at present no secured credit cards out there on the Australian market.Similar to assured approval credit cards, secured credit cards additionally are likely to approve all candidates – as long as they’ve ample fairness in a property, or are capable of deposit a sum of money into the bank.
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